If you are facing severe financial hardship due to unforeseen circumstances, Centrelink may provide an urgent payment to help you manage your situation. However, knowing what to say and how to present your case is crucial to ensure your request is considered.

This guide will provide actionable advice on how to approach Centrelink for an urgent payment, including tips on eligibility, the application process, and what information to include.

What Is an Urgent Payment?

Urgent Payment
Urgent Payment

An urgent payment is an early release of a Centrelink entitlement for individuals experiencing extreme financial hardship due to exceptional and unforeseen circumstances.

This type of payment is different from advance payments or crisis payments, as it specifically addresses immediate financial needs caused by emergencies or unexpected events.

Key Points About Urgent Payments

  • You can generally receive up to two urgent payments per year.
  • Receiving an urgent payment will reduce your next scheduled payment.
  • Exceptional circumstances such as natural disasters, family emergencies, or delays caused by Centrelink itself may qualify you for this assistance.

Eligibility Criteria

To qualify for an urgent payment, you must meet the following conditions:

  1. Severe Financial Hardship: You need to demonstrate that you cannot meet basic living expenses like food, rent, or utilities.
  2. Unforeseen Circumstances: The hardship must be due to unexpected events (e.g., natural disasters, medical emergencies, or domestic violence).
  3. Verification: You must provide evidence supporting your claim (e.g., police reports, medical certificates, or proof of delayed payments).

What to Say When Requesting an Urgent Payment

When contacting Centrelink for an urgent payment, it’s important to clearly explain your situation and provide all necessary details. Here are some tips on what to say:

1. Start with Your Situation

Begin by explaining why you need the urgent payment:

  • Example: “I am experiencing severe financial hardship due to [specific reason]. This situation was unforeseen and has left me unable to cover my basic living expenses.”

2. Highlight the Impact

Describe how the situation has affected your ability to manage daily life:

  • Example: “I have no money left for groceries or rent because of [reason]. Without immediate assistance, I will face further hardship.”

3. Provide Evidence

Mention any documents or evidence you can supply:

  • Example: “I have a police report/medical certificate/bank statement that verifies my situation and supports my claim.”

4. Request Specific Assistance

Clearly state what you are asking for:

  • Example: “I would like to request an urgent payment to help cover my immediate expenses while I resolve this issue.”

5. Be Polite but Firm

Maintain a respectful tone while emphasizing the urgency of your request:

  • Example: “I understand the guidelines for urgent payments and believe my situation qualifies under these criteria. I would appreciate any assistance you can provide as soon as possible.”

How to Apply for an Urgent Payment

1. Online Application

If you have a Centrelink online account linked to myGov:

  • Log in and navigate to the “Payments and Claims” section.
  • Select “Make a Claim” and choose “Urgent Payment.”
  • Complete the form and upload any supporting documents.

2. Phone Call

Call Centrelink’s general enquiries line or your regular payment line:

  • Be prepared with your Customer Reference Number (CRN) and supporting details.
  • Explain your situation clearly over the phone.

3. In-Person Visit

Visit a Centrelink service center if online or phone options are unavailable:

  • Bring all necessary documents (e.g., ID, proof of hardship).
  • Speak with a representative about your request.

What Happens After You Apply?

Once you submit your request:

  1. You will receive a receipt with a claim ID and estimated processing time.
  2. Centrelink may contact you for additional information if needed.
  3. If approved, the payment will be processed immediately but will result in a reduced amount in your next scheduled payment.

FAQs

What qualifies as “unforeseen circumstances”?

Unforeseen circumstances include events like natural disasters, medical emergencies, domestic violence incidents, or delays caused by Centrelink itself.

How many urgent payments can I receive in a year?

You can typically receive up to two urgent payments per year unless extraordinary circumstances apply.

Can I apply for an urgent payment online?

Yes, if you have a Centrelink account linked to myGov, you can apply online by navigating to the “Payments and Claims” section.